【名词&注释】
金融机构(financial institution)、质量保证(quality assurance)、货币资金(monetary fund)、流动性风险(liquidity risk)、监事会(board of supervisors)、银监会(banking regulatory commission)、相关规定(relevant regulations)、借款人(borrower)、还本付息(loan and interest payment)、商业银行资本监管(commercial bank capital regulation)
[单选题]经批准可以经营贷款业务的金融机构对借款人(borrower)提供的并按约定的利率和期限还本付息(loan and interest payment)的货币资金指的是( )。
A. 贷款
B. 存款
C. 储蓄
D. 货款